Privacy Policy

Updated as of February 2021

This website is intended solely for usage within the United States of America.

SmallBusinessEquityToolkit.com values its visitors, their information, their privacy and their trust. This Policy explains how we collect, use and protect information collected through our website. Specifically, this Policy applies to SmallBusinessEquityToolkit.com's collection, use, processing, storage, and transfer of information associated with the website (the "Site"). If there is something you do not understand about our privacy practices, please feel free to contact us at legal@smallbusinessequitytoolkit.com.

Throughout this Policy, we refer to the term "Personal Information." "Personal Information" is data which identifies, describes, is associated with, or could be linked to an individual, such as a name, email address, telephone number, or the like. Personal Information does not include anonymous or aggregated data that can no longer be used to identify a specific person, even if combined with other data. Also, some of our customers are businesses, companies, institutions, or other entities rather than individuals. We do not consider Business Information, such as title, employer's name, work email, work phone number, work address, and other similar business information, to be Personal Information.

INFORMATION WE COLLECT

INFORMATION COLLECTED DIRECTLY FROM YOU

When you contact us through our Site to request additional information about our products or services, we will collect your name, email address, the subject of your inquiry, along with your inquiry itself so that we may address your question.

Depending on your activities on the Site, we may also share your personal information with the partners of the Site who assist us in providing you with our data, products and/or services.  For more information on how these partners of ours collect and use your personal information, we suggest you inquire directly with these vendors and consult their individual privacy policies.

We may also use all of the information provided by you and collected by us, to send you information about products, services or updates to the Site that may be of interest to you.

Our Site is not directed to children under age 13 and we do not knowingly collect Personal Information from children under the age of 13. Children under 13 should not provide their Personal Information to us through our Site, in email, or in writing. If we learn that Personal Information belonging to anyone under the age of 13 is stored on the Site, we will immediately delete such information and refrain from using it for any purpose.

OTHER INFORMATION WE COLLECT

In addition to collecting information directly from you as described in the previous section, we also automatically gather information when you browse or view our Site. This information may include Internet Protocol (IP) address, browser type and language, Internet service provider (ISP), referring and exit websites and applications, operating system, date/time stamp, clickstream data, whether you are a first-time or a returning user, links you clicked on while in the Site, and your flow and navigation path through the Site. We use this information in a deidentified and aggregated fashion to make sure that the Site, and its associated parts, are functioning properly, that the Site is displayed properly for your equipment and software, and that we can provide you with information useful to you and your location.

There are "do not track" or similar browser choices available to internet users with respect to online web activity, but given the present lack of consensus of what constitutes an informed election, appropriate trigger or breadth of scope of such choice, our Site will not operate any differently when a "do not track" signal is received. In some of our email messages, you will find a "click-through URL" linked to content on our Site. We track this click-through data to help us determine interest in particular topics and measure the effectiveness of our customer communications. If you prefer not to be tracked in this way, you should not click such links in our email messages.

COOKIES

We use technologies such as "cookies" and local storage so we can remember certain information about you, remember your preferences or recognize you when you return.  They also help us compile aggregate data about Site traffic and Site interaction so that we can improve our Site and protect our Site from fraud.

A cookie is a text file that is stored on your computer. As text files, cookies cannot read information on your hard drive, run programs or deliver viruses to your computer. Most browsers are set to accept cookies automatically. You can set your browser to decline all cookies automatically or to prompt you for a response each time a cookie is offered. If you decline cookies, you may find that you cannot access all of our Site's features.

During your browsing session, we use "session" cookies to store information and monitor Site function. These session cookies are installed during your browsing session and are deleted when the browsing session has ended.

We also use log files when you visit our Site. Log files track IP addresses, browser type, Internet Service Provider (ISP) identity, referring/exit pages, platform type, date/time stamp, and number of clicks. We utilize this information in our legitimate interest in administering the Site, preventing fraud, tracking website navigation in the aggregate, and gathering broad demographic information for aggregate use.

Web beacons, also known as clear GIFs, are often used in combination with cookies. Often transparent, these images are part of web pages, and allow us to count users who have visited certain pages and to generate statistics about how our Site are used. They are not used to access Personal Information.

Pixel tags enable us to send email messages in a format customers can read, and they tell us whether mail has been opened. We may use this information to reduce or eliminate messages sent to customers.

WEBSITE ANALYTICS

We use [e.g., Google Search Console Tools, Google Analytics, Bing Webmaster Tools] in connection with our Site to gather data that may include age, gender and interests. You may opt out of the automated collection of information by third-party ad networks for the purpose of delivering advertisements tailored to your interests, by visiting the consumer opt-out page for the Self-Regulatory Principles for Online Behavioral Advertising at https://support.google.com/adwordspolicy/answer/1316548?hl=en and edit or opt-out your Google Display Network ads' preferences at http://www.google.com/ads/preferences/. Google Analytics and Google Tag Manager collect anonymous information that is not used to identify a particular user. This information helps us better understand how visitors use our Site, detect and defend against fraud and other security risks, and present advertisements, products, and/or services of interest to you.

To learn more about how Google Analytics or Google Tag Manager collects and processes data, please visit "How Google uses data when you use our partners' Site or apps", located at https://www.google.com/policies/privacy/partners/. To learn about how to opt-out of Google Analytics, please visit http://tools.Google.com/dlpage/gaoptout/.

USE OF YOUR PERSONAL INFORMATION

We use your Personal Information to provide information about the Site, new Site features and data, future updates, email marketing, and/or general communications with Site visitors. As described above, we may use your Personal Information to send you requested information, to personalize content for you, to compile, analyze, and better understand user data, demographics and behavior, and to detect, investigate, and prevent activities that may violate our policies or be illegal. We may also use your Personal Information to communicate with you about information we believe you might find of interest a/or other program(s) in which you might wish knowledge of or participate in.

We also use the information automatically collected about you during your use of the Site, as described above, to improve the effectiveness of our website, operations, mobile experience, or marketing efforts or as described elsewhere in this policy, to prevent against fraud and theft, and otherwise to protect our Site's visitors and our business.

Our employees and agents may view your Personal Information to perform their jobs and service your needs and the Site operations. We authorize their access to your Personal Information on a need-to-know basis to provide you with our products, services requested information, or for one of the other reasons listed in this section, and always in connection with a contractual obligation to protect the privacy of that information.

SHARING PERSONAL INFORMATION

As a general rule, we do not sell any information we collect from you. We will not disclose any of your Personal Information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under circumstances described in this Policy. For instance, we may share your Personal Information in the following circumstances:

• We may provide Personal Information to our partners, as outlined above, to assist us in operating this Site and transacting business and communicating with you. When we do so, we will exercise reasonable care to ensure that such partners are prohibited from using that information for any other reason and that it is maintained securely and privately.

• We may disclose Personal Information if we determine that disclosure is reasonably necessary to enforce our Terms and Conditions: this Privacy Policy or to otherwise protect our operations, clients or users.

• We may release Personal Information to others (including law enforcement) if we believe such release is reasonably necessary to comply with the law or legal process; enforce or apply the terms of applicable terms of use; detect, prevent, or otherwise address fraud, security or technical issues; or otherwise protect the rights, property or safety of others.

• In addition, we may share aggregate, non-individual information, incapable of identifying a particular person, with third parties for lawful purposes.

CALIFORNIA PRIVACY RIGHTS

If you are a California resident, you may have certain rights with respect to your personal information including the following rights:

• the right to know, by way of our Privacy Policy and any specific inquiries you direct to us, where personal information we have about you comes from, what we use that information for, whether it is being disclosed or sold, and to whom it is being disclosed or sold (we do not sell personal information);

• the right to "opt-out" of sale of your personal information to any third parties;

• the right, with some exceptions, to have your personal information deleted from our possession or control; and

• the right to receive equal service and pricing from us even if you exercise any of your privacy rights.

California Civil Code Section 1798.83 permits users of the Site who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, or if you have any questions or concerns about your California privacy rights, our Privacy Policy or our use of your personal information, please send an e‐mail to legal@smallbusinessequitytoolkit.com or write us at:

For all California residents, any such inquiries shall be responded to within forty-five (45) days and at no cost to you.

LINKS TO OTHER WEBSITES

You may be able to post content to third party Social Networking Sites (such as Facebook, Linked-In, and Twitter ) on which we maintain a presence. If you choose to do this, we will provide information to the Social Networking Site(s), and receive information from them, in accordance with your elections. You acknowledge and agree that you are solely responsible for your use of those websites and that it is your responsibility to review the applicable terms of use and privacy policies. We are not responsible for the availability, accuracy, content, products or services of third party Social Networking Sites.

While you are using the Site, you may be linked or directed to other third-party websites that are beyond our control. These third-party websites may have privacy policies and terms of use which differ from ours. Please carefully review these policies. We are not responsible for any actions or policies of such third parties.

DATA MOVEMENT

We may maintain Personal Information on computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

We process data, including Personal Information, in the United States. We transfer your Personal Information to another organization, such as a Tier-1 Email provider only with your consent or to provide information to you, and consistent with the practices described in this Privacy Policy.

SECURITY MEASURES

We maintain a variety of industry-standard security measures, including physical, electronic and procedural safeguards. No system can be completely secure, so we do not promise, and you should not expect, that your Personal Information, searches, or other communications will always remain secure.

ACCESS AND CONSENT TO USE PERSONAL INFORMATION

If you believe that the Personal Information that we have collected about you is incomplete, inaccurate, or not up to date, or if you would like to review and/or request changes or deletion of that information contact us at legal@smallbusinessequitytoolkit.com. If you do not consent or want to withdraw your consent for us to collect, use, or disclose your Personal Information as described in this Policy contact us at legal@smallbusinessequitytoolkit.com. In your request, please identify the Personal Information at issue and the collection, use, or disclosure you wish to stop.

Denying or withdrawing consent may not allow us to provide you with some or all of the products, services, or information you request.

You may opt-out of receiving marketing-related emails by clicking the "unsubscribe" link at the bottom of any email you receive from us or emailing us at legal@smallbusinessequitytoolkit.com. If you are having difficulty unsubscribing from our marketing communications, please contact us at legal@smallbusinessequitytoolkit.com. If you opt-out from receiving marketing emails or text messages, we may still need to send you communications about your account, customer service inquiries, and other matters.

If you agreed to receive future marketing communications directly from a third party through our Site, you will need to contact that party to opt-out of such communications. This process may be outlined on that party's privacy policy.

CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this Privacy Policy at any time. Changes and clarifications will take effect immediately upon their posting on the Site and we will change the "Last Modified" date below.

Questions and Contact Information

If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information, you may contact us at:

Last Modified: 02/15/2021